Tailored for women

At Gulf African Bank we fully understand the financial needs for women; which is why we have taken it upon ourselves to design and package a unique product just for you.

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One of the most empowering thing and liberating for a woman is to realize the hidden power within herself, connect, network with others, soar high and enjoy freedom! Start networking now! Register now.

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Discounts galore!

Real partners empower each other. We do this through our discount partner outlets. Be part of this community by opening an Annisaa account and joining this powerful community. Discover our discount outlets here.

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Knowledge hub

They say there is no force equal to a woman determined to rise…We present you with resources to discover and learn more, empower yourself in your journey to emancipation and total freedom! Visit our knowledge hub here.

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My member profile

Do you believe in yourself and your capabilities? Are you ready to share your story? Register now and send a short story about yourself and your job / what you do for a living for a chance to feature on our networking page.

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Super recipes

Become a star cook. Discover what is trending in our super recipes this week! Find out here.

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Women Entrepreneur of the year awards

Gulf African Bank is by all means a champion of women empowerment.

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Be in sync with what happened, what is happening and what is coming up involving your partner beyond banking!

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SME Mortgage

Grow your business by acquiring new premises to secure your dream home through our SME Mortgage scheme. This product is tailored for both self employed and small business owners with steady incomes.


  • Minimum facility of Kshs. 2,000,000
  • GAB financing for urban property
  • - Residential 80% - Commercial 80%


  • Limited companies: maximum 10 years
  • Commercial properties: maximum 10 years

Self-employed persons

  • Complete SME Credit Application
  • Active GAB Account
  • Sale agreement or offer letter
  • Business registration certificate - if the business is registered
  • Certified/original bank statements for the last 2 years
  • Copy of ID/Passport
  • Certificate of official title search (with minimum lease of 45years)
  • Copy of title of the property
  • Confirmation that ground and land rates are fully paid to the City Council, with attached receipts
  • Approved building plans for new properties


  • Complete SME Credit Application
  • GAB Account for servicing mortgage
  • Sale agreement or offer letter
  • Certified copy of Memorandum & Articles of Association
  • Certified annual returns
  • Audited accounts for the last 2 years
  • Original or certified annual bank statements
  • Board resolution authorizing transaction
  • Copies of IDs, PINs for all directors
  • PIN certificate for the company

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